Mortgage Broker in Mississauga: One application. Every lender working for you.

For most residential mortgages, the lender pays me a finder’s fee when your mortgage closes, so there is no cost to you. Some private or alternative mortgages carry a broker or lender fee. If one applies, it is disclosed to you in writing before you sign anything, as FSRA requires. Whoever you work with, ask how they are paid and get it in writing.

Yes. One bank saying no does not mean every lender will. Lenders have different rules for credit scores, income and debt, and I work with prime lenders, alternative (B) lenders and private lenders. If a higher-cost option is the right short-term fix, we also plan your path back to a regular lender.

Often, yes. Several lenders have newcomer programs for permanent residents and work-permit holders, even with little Canadian credit history. Requirements vary, such as proof of employment, international credit references and, in some cases, a larger down payment. I match you with the program that fits.

A reverse mortgage lets homeowners aged 55 and older borrow up to 55% of their home’s value, tax-free, with no regular payments. It is repaid when you sell or move out. Interest builds over time, so I will compare it with a HELOC, a refinance or downsizing before you decide.

Most rate holds last 90 to 120 days. If rates rise while you shop, you keep the held rate; if they fall, I push for the lower one. A pre-approval is not a final approval: the lender still has to approve the property and confirm your documents. See the first-time homebuyer page for the full process.

My office is at 600 Matheson Blvd, Unit 5, Mississauga, ON, L5R 4C1. I help buyers and homeowners across Mississauga, including Meadowvale, Erin Mills, Streetsville, Churchill Meadows, Port Credit, Malton and City Centre, as well as Brampton, Oakville, Milton and across Ontario by phone or video.